Saving Money When Buying Life Insurance
Whether you’ve just gotten married, thinking of starting a family or planning for your retirement – you’ve probably given a thought or two to purchasing life insurance. In order to financially protect...
View ArticleTop Life Insurance ‘Extras’
Life insurance comes in many varieties and coverage levels. Being able to add onto your insurance policy is one of the most important options you can have. But remember that adding extras for your...
View ArticleKey Person Life Insurance – Protects Key Business Assets
Having your own business can be a complex series of ups and downs and provide you with a wide range of emotional situations. This becomes even more of a dynamic when you have a partner in the...
View ArticleHeath Ledger’s Life Insurance Policy Settled in Court
It is hard to believe that it has been over a year since the tragic loss of one of the scariest “Jokers” in “Batman” history. One of the first Jokers, Jack Nicholson, warned Heath Ledger about the...
View ArticleFinding Affordable Life Insurance in a Bad Economy
Even though the recent tough economic times have made it hard for most Americans to think well about their financial situations, they haven’t put aside their life insurance plans. Many policies are...
View ArticleTerm Life Insurance and Divorce
Divorce is a difficult time for all parties involved, and as you gather together and divvy up what’s left in the wake of your separation, life insurance is something that will become an inevitable...
View ArticleMassMutual Offers Free Life Insurance to Working Families
Massachusetts Mutual Life Insurance Company’s LifeBridge program is a philanthropic program intended to help provide education to children of working parents. Since 2002, MassMutual has been offering...
View ArticleLife Insurance Premiums: One Reason Among Many to Quit Smoking
We’ve all heard the main and obvious reasons to quit smoking. Heart disease and cancer are two of the biggest killers of people in our time and two of the most preventable as well. World Health...
View ArticleMaking the Hard Choice of Life Insurance in a Hard Economy
It’s no surprise that in today’s difficult economy, many people are finding it hard to make room in their budgets for the basic essentials in life. This is no different for business owners trying to...
View ArticleHow ‘Vascular Age’ Affects Life Insurance
A diagram showing the inner workings of an artery The rising epidemic in obesity and diabetes in the U.S. is frustrating heart experts in their attempts to reduce heart disease. The message about...
View ArticleLife Insurance for Adrenaline Junkies
Skydiving is a high-risk activity, which means life insurance companies will charge more. As extreme pastimes go, mountaineering must be one of the riskiest, and the ultimate achievement for climbers...
View ArticleLast Breath of Life: A look at Near-death Experiences
People resuscitated from the point of dying have battled with and beaten the thing we fear most – death. About 5% of people report having a near death experience. They often talk of seeing bright...
View ArticleLife Insurance is a Necessity for Soldiers in Afghanistan
Life insurance is even more vital for soldiers whose family relies on their financial support. Life insurance may be an afterthought for much of the general public, but for many young soldiers in the...
View ArticleLooking at Life Insurance and Charity
Millions of Americans give their financial support to charitable organizations every year. In addition to donating to good causes during their lifetimes, there are ways for the philanthropic to...
View ArticleStranger-owned Life Settlement Policies in Hot-Seat
Regulators are hot on the trail of insurance agents who dealt in ‘stranger-originated’ life insurance policies (known as STOLIs or Life Settlement plans) whereby seniors, often people in their 70′s,...
View ArticleSmall Incomes Shorten Life… And Insurance Options
A recent study suggests that poverty contributes to decreased life expectancy. This makes a life insurance policy all the more vital to families with limited incomes. It may not come as a complete...
View ArticleOldest Woman Proves You’re Never Too Old for Life Insurance
A woman from Kazakhstan is believed to have just reached her 130th birthday – which makes her more than 16 years older than the world’s other longest-lived person. Sakhan Dosova, mother to ten...
View Article‘Black Widow’ Accused of Killing Husband for Life Insurance
Termed the ‘black widow,’ 51 year old Tami Duvall of Indianapolis has been accused of murdering her husband. Her motive: cashing in her husband’s $100,000 life insurance policy. Alan Duvall, 61, died...
View ArticleResearchers Believe Genes May Hold the Key to Longevity
Recent research carried out by the Boston Medical Centre, University of Boston, shed new light on the role genetics play in the aging process. The study, entitled the “New England Centenarian Study,”...
View ArticleIt’s Life Insurance Awareness Month: Do You Have Coverage?
The recent recession has led to a U.S. public that is more cautious about its spending habits. In many ways, this is a good thing – people are saving more and spending less. However, the unwanted...
View ArticleOne in Three Life Insurance Policies Go Unclaimed
Under the terms of U.S. unclaimed property law, unclaimed financial assets, including life insurance, are considered ‘abandoned’ when no contact can be made with the owner or beneficiary for a lengthy...
View ArticleGenetic Testing and Life Insurance
Genetics and Life Insurance Earlier this year Australian Life Insurance company NIB offered its customers half price DNA tests. The cut price tests – down to $500 from $999 were offered to 5000 of...
View ArticleLife Insurance Sales Bounce Back
Sales of life insurance rose in the three months ending in June this year, making it the second quarter of growth. This is welcome news for life insurance companies who saw a slump in sales last year...
View ArticleLife Expectacy in Iceland Contributes to Low Life Insurance Rates
According to a recent report in The Lancet, men from Iceland have the longest life spans, with only 65 deaths per 1000 for men under the age of 60. Swaziland, on the other hand has the highest rate of...
View ArticleCashing in a Life Policy Should be Approached with Caution
There has been a recent clampdown in places such as Oklahoma on the unscrupulous practices of buyers and intermediaries of life policies sold by seniors; there have been numerous instances where...
View ArticleWebcam Funerals May Be Covered By Burial Life Insurance
The Beckett Glaves Funeral Center in Brantford, has become the first funeral home in Canada to offer funeral services on live webcam. This was the type of funeral Larry Ruidema Zudd’s family chose for...
View ArticleLooking at the Life Insurance Gender Gap
A recent report shows there is a substantial gap between the amount of life insurance taken out by men and women who are married with children under 18. The research was carried out by MetLife in its...
View ArticleSecret Deal Denies Life Insurance Payments for Veterans
It has recently come to light that – unbeknownst to families of American veterans – the Department for Veteran Affairs set up a secret deal with the Prudential Insurance Company which has denied...
View ArticleLife Insurance Rarely Talked About Between Couples
According to a recent survey 74% of couples never or very rarely discuss life insurance, despite stating that life insurance is more important a subject to them than two years ago. The research was...
View ArticleYoung Buyers Opt for Whole Life Coverage
According to a recent survey by the Guardian Life Insurance Company of America, based in New York, people aged 40 and under are opting for traditional whole life coverage rather than alternative forms...
View ArticleGrieving Mom Robbed of Marine Son’s Life Insurance
Amy Guzman’s son, Lance Cpl Kyle Guzman was just 21 years old when he died in a U.S. Marine Corps training accident in November 2007. Just a day after Lance Cpl Guzman’s funeral, Raymond Brogan, 43,...
View ArticleWoman Fakes Own Death to Collect on Life Insurance
A mortuary worker from Los Angeles, California contrived a morbid scheme – that of faking her own death in order to defraud life insurance companies. She even went as far as to stage her own funeral,...
View ArticleDoctor in Britain Admits to Euthanasia
Dr Howard Martin, a British General Practitioner recently decided to break his silence and admit that he was responsible for the deaths of many terminally ill patients in his care. He insisted that, in...
View ArticleAIG Faces Legal Battle over $15 Million Life Insurance Policy
Following a federal judge’s ruling, AIG (American General Life Insurance Company) will be forced to go to court in what has been termed a ‘convoluted’ case involving the authenticity of a life...
View ArticleWhy Cheap Life Insurance May Not Be The Answer
There are lots of great deals on the market currently if you are looking for term life insurance and critical illness cover. Term life insurance is cheaper than whole life insurance because it only...
View ArticleLife Insurance Complications Arising from Divorce
People getting divorced are often locked in a hostile battle: The emphasis is on whom gets what in terms of property, income and assets, and of course who gets custody of the children if there are any....
View ArticleLIFE Foundation awards over $100,000 in Scholarships
The need for parents to consider taking out life insurance has been highlighted recently. LIFE (Life and Health Insurance Foundation for Education) recently awarded $105,000 worth of Scholarships to...
View ArticleWhy you shouldn’t marry someone much younger than yourself.
Certain female celebrities such as Courtney Cox Arquette, Madonna and perhaps most famously of all Demi Moore have been the envy of many women due to the fact they bagged themselves much younger...
View ArticleRyan Dunn Killed In Car Crash
Ryan Dunn, co-star in the Jackass film series, was killed in an auto accident early this morning in a Philadelphia suburb. He was 34 years old. The story was confirmed by April Margera, the mother of...
View ArticleDivorce and Life Insurance
Divorce is right up there with bereavement when it comes to raising stress levels, and – as well as being one of life’s most unpleasant experiences, a break up also seriously impacts on your financial...
View ArticleAmount of Money Withheld on Life Policies More than Doubles
According to a recent Times report, the amount of money life insurance companies withheld from beneficiaries more than doubled over the last ten years. The Times analysed data compiled by the National...
View ArticleScholarships improve prospects for Single Moms
According to the Population Reference Bureau[1] the number of single moms in the US has risen dramatically over the last 40 years. In 2009 a massive 18.1 million children were categorized as living in...
View ArticleLife Insurance an Important Financial Tool for Parents of Disabled Children
In the knowledge that their children may never be able to live an independent life after they have died, parents of children with special needs have to make extra provisions for their children’s...
View ArticleBusiness Owners and Life Insurance
Business owners have different needs when it comes to taking out life insurance which differs from individuals who are employed. Life insurance is there to help look after loved ones, should the...
View ArticleDecline in Mortgage Life Insurance in the UK
For most of us our home is the single largest investment we will ever have which is why we need a safety net for our partners and children who also depend on this investment. Mortgage life insurance is...
View ArticleIs your Life insurance coverage adequate?
There are basically two types of life insurance policy available known as ‘whole life’ and ‘term’. Whole life policies are there to provide benefits to the owners throughout their entire lives, whereas...
View Article75 Million Families Plan for Retirement using Life Insurance Products
According to recent figures produced by ACLI – The American Council of Life Insurers- around 75 million American families rely upon life insurance products for security in retirement and for other...
View ArticleLife Insurance for workers in Danger Zones
The American Government regularly issues a US State Department’s travel warning list, a list which life insurance companies and brokers use in order to work out the level of life insurance premiums...
View ArticleRecent survey shows younger generation more likely to plan retirement
The original ‘baby boomers’ are now entering retirement, and much has been said about their lifestyles and approach to finances over the years. But recently attention has now turned to the so-called...
View ArticleDying without a Will or Life Insurance may be a serious problem
One in three people die without leaving a will, usually in the mistaken belief that things will ‘sort themselves out’ if the unthinkable happened– especially if their lives appear to be fairly...
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